What’s Considered a Natural Disaster, and Am I Covered?
Posted: April 16, 2023
Natural disasters happen. Although no one can predict when they will occur, homeowners insurance can give you peace of mind. First, however, it is essential to understand what qualifies as a natural disaster under the terms of your policy. Homeowners insurance covers a vast range of natural disasters, including those caused by fire, tornadoes, hail, explosions, windstorms, volcanoes, hurricanes, and extreme cold. That said, homeowners...
What Documents Do I Need When Applying for Medicare?
Posted: April 6, 2023
If you are approaching the time to enroll in Medicare, take the time to gather the documentation the agency requires. Medicare allows you to enroll online, by phone, or in person at a local Social Security office. The documentation needed will depend on whether you already receive Social Security benefits. If you do, there is no need to submit documents. If you do not yet...
The Top 4 Reasons to Consider Business Interruption Insurance
Posted: April 4, 2023
Business interruption insurance is a specialized form of protection for business owners. In the event that your business is shuttered due to sustaining damage from fire or a natural disaster, this type of insurance could save you from suffering a financial disaster. Depending on the policy, the cost associated with moving to another location, payroll, taxes, loan payments and operating costs can be paid through...
5 Car Insurance Myths Debunked
Posted: April 1, 2023
Car insurance is a necessity that can’t be avoided, but you need accurate information to choose the best policy. Unfortunately, several myths exist that could steer you in the wrong direction. Our local agents are here to dispel these myths and make the process of buying auto insurance simple, fast, and affordable. Myth: Older drivers always pay more for auto insurance. You may have heard...
Will My Income Affect My Medicare Premium?
Posted: March 21, 2023
Medicare has an “income-related monthly adjustment.” What does that mean to you? If you are a higher income earner, you will pay more for Medicare Part B, which covers doctor and outpatient care, and a range of other services. Essentially, if you are a higher-income earner, you will be required to pay a larger percentage than others who are on Medicare. You could pay between...
