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Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

What Does a Home Safety Assessment Involve?

What Does a Home Safety Assessment Involve?

As one gets older, getting around can become a little more challenging. One gets tired more easily; maybe one’s back is painful, or the knees or hips have become troublesome. Keeping things organized in your home environment can give you greater physical security and peace of mind. This is what a home safety assessment focuses on. What is a Home Safety Assessment? A home safety...

Your Guide to Purchasing Small Business Insurance

Your Guide to Purchasing Small Business Insurance

Small business insurance can help independent business owners better cope with the challenges and risks inherent in their work. Several types of small business insurance policies are available—what’s right for you? Types of Small Business Insurance Policies All small businesses need to be insured. The types of policies available include the following: General Liability Insurance: These policies protect against personal injury lawsuits, property damage caused...

Your Winter Electrical Safety Checklist

Your Winter Electrical Safety Checklist

National Home Warranty Day was last week, so it’s an ideal time to take steps to protect your home from excessive wear and tear with a home warranty. Homeowners can guard against the unexpected with specific personal insurance policies. Keep your home safe and warm this winter with these critical electrical safety tips arranged in a handy checklist.  Outside Power Lines and Electric Components Ensure...

Medicare & Heart Disease: What is Covered

Medicare & Heart Disease: What is Covered

Heart disease is the leading cause of death in the United States. It accounts for over 600,000 deaths annually and affects both men and women across all racial and ethnic groups. It also primarily affects older adults. Here’s what you need to know about heart disease coverage if you have Medicare. What is Heart Disease?  Heart disease is a broad term encompassing a range of...

What is a Loss Control Program, And Do I Need One?

What is a Loss Control Program, And Do I Need One?

A loss control program is a coordinated set of actions or practices that help locate and address potential risks for a business. The program could evaluate losses from employee theft, financial difficulties from claims or lawsuits, and other risks. A tailored loss control program reduces risk and mitigates the extent of economic losses when unexpected incidents occur.  How Do I Know If I Need a...